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The City and County of Denver (/'d?nv?r/; Arapaho: Niin�niiniic�ih�he') is the Consolidated City and County that is the capital and the most populous municipality of the U.S. state of Colorado. Denver is also the second-most populous county in Colorado after El Paso County. Denver is located in the South Platte River Valley on the western edge of the High Plains just east of the Front Range of the Rocky Mountains. The Denver downtown district is located immediately east of the couence of Cherry Creek with the South Platte River, approximately 12 miles (19 km) east of the foothills of the Rocky Mountains. Denver is nicknamed the Mile-High City because its official elevation is exactly one mile (5,280 feet or 1,609.344 meters) above sea level, making it one of the highest major cities in the United States. The 105th meridian west of Greenwich, the longitudinal reference for the Mountain Time Zone, passes directly through Denver Union Station.Denver is ranked as a beta world city by the Globalization and World Cities Research Network. With a 2013 estimated population of 649,495, Denver ranks as the 22nd-most populous U.S. city. The 10-county Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated 2013 population of 2,697,476 and ranked as the 21st most populous U.S. metropolitan statistical area. The 12-county Denver-Aurora, CO Combined Statistical Area had an estimated 2013 population of 3,277,309, which ranks as the 16th most populous U.S. metropolitan area. Denver is the most populous city of the Front Range Urban Corridor, an oblong urban region stretching across two states with population of 5,467,633 in 2010. Denver is the most-populous city within a 500-mile (800 km) radius and the third most-populous city in the Mountain West and the Southwestern United States after Phoenix, Arizona and El Paso, Texas.The Denver MSA has a gross metropolitan product of $157.6 billion in 2010, making it the 18th largest metro economy in the United States. Denver's economy is based partially on its geographic position and its connection to some of the major transportation systems of the country. Because Denver is the largest city within 500 miles (800 km), it has become a natural location for storage and distribution of goods and services to the Mountain States, Southwest states, as well as all western states. Another benefit for distribution is that Denver is nearly equidistant from large cities of the Midwest, such as Chicago and St. Louis and some large cities of the West Coast, such as Los Angeles and San Diego.

 

The City of Colorado Springs is the Home Rule Municipality that is the county seat and the most populous municipality of El Paso County, Colorado, United States. Colorado Springs is located in the east central portion of the state. It is situated on Fountain Creek and is located 60 miles (97 km) south of the Colorado State Capitol in Denver. At 6,035 feet (1,839 m) the city stands over one mile (1.6 km) above sea level, though some areas of the city are significantly higher and lower. Colorado Springs is situated near the base of one of the most famous American mountains, Pikes Peak, rising over 8,000 feet above the city on the eastern edge of the Southern Rocky Mountains. The United States Air Force Academy is located in Colorado Springs.The city had an estimated population of 439,886 in 2013, ranking as the second most populous city in the state of Colorado, behind Denver, and the 41st most populous city in the United States. The Colorado Springs, CO Metropolitan Statistical Area had an estimated population of 678,319 in 2013. The city covers 194.7 square miles (504 km2), making it the most extensive municipality in Colorado. Colorado Springs was selected as the No. 1 Best Big City in ""Best Places to Live"" by in 2006, and placed number one in 2009 list of America's Best Cities. compared to 6.5% for the State and 7.0% for the Nation.

 

The City of Aurora (/?'r??r?/, /?'r?r?/) is a Home Rule Municipality in the U.S. state of Colorado, spanning Arapahoe and Adams counties, with the extreme southeastern portion of the city extending into Douglas County. Aurora is one of the principal cities of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area (Metro Denver). The city's population was 325,078 in the 2010 Census, which made it the third most populous city in the state of Colorado and the 56th most populous city in the United States.The Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated population of 2,645,209 on July 1, 2012 (the 21st most populous MSA in the U.S.). However, Denver and Aurora combined make up less than half of the Denver Metro Area's population and Aurora has approximately half the population of Denver. The estimated population of Denver-Aurora, CO Combined Statistical Area was 3,214,218 on July 1, 2012 (16th most populous CSA).According to the Aurora Economic Development Council, the largest public employers in the city are:

 

The City of Fort Collins is the Home Rule Municipality that is the county seat and the most populous municipality of Larimer County, Colorado, United States. Situated on the Cache La Poudre River along the Colorado Front Range, Fort Collins is located 65 miles (105 km) north of the Colorado State Capitol in Denver. With a 2012 estimated population of 148,612, it is the fourth most populous city in Colorado after Aurora, Colorado Springs and Denver. Fort Collins is a midsize college city, home to Colorado State University. It was named 's Best Place to Live in the U.S. in 2006, No. 2 in 2008, and No. 6 in 2010. It is also known as one of the towns that inspired the design of Main Street, U.S.A. inside the main entrance of the many ''-style parks run by The Company around the world.Fort Collins' economy has a mix of manufacturing and service-related businesses. Fort Collins manufacturing includes . Many high-tech companies have relocated to Fort Collins because of the resources of Colorado State University and its research facilities.Other industries include clean energy, bioscience, and agri-tech businesses.

 

The City of Lakewood is a Home Rule Municipality which is the most populous municipality in Jefferson County, Colorado, United States. Lakewood is the fifth most populous city in the State of Colorado and the 172nd most populous city in the United States. The city population was 142,980 at the 2010 United States Census. Lakewood is west of Denver and is part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.Before incorporation in 1969, Lakewood was a community with policing provided by the Jefferson County Sheriff, several fire districts, and some neighborhoods without street lights and sidewalks. The City of Lakewood was incorporated in 1969 as Jefferson City. Soon after, an election was held and the city's name was changed to Lakewood. This was due to an overwhelming dislike of ""Jefferson City"" and the perceived notion it would be confused with existing communities in Colorado and Missouri. At the time of incorporation the city population was already over 90,000.The urban/suburban development of the community known as Lakewood was begun in 1889 by Charles Welch and W.A.H. Loveland, who platted a 13-block area along Colfax Avenue west of Denver in eastern Jefferson County. Loveland, the former president of the Colorado Central Railroad, retired to the new community of Lakewood after many years of living in Golden.Lakewood also houses Lakewood High School, an International Baccalaureate school in Jefferson County. Lakewood is also home to Colorado Christian University.In 2011, Lakewood was named an All-America City for the first time.Lakewood's economy is diverse while the largest employers are government. Companies based in Lakewood include .

 

The City of Thornton is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado, located in the northeast quadrant of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area. Thornton is 10 miles (16 km) north/northeast of downtown Denver. The United States Census Bureau reported the city's growing population at 118,772 on April 1, 2010, a 44.2% increase from the 2000 Census population of 82,384. Thornton is the sixth most populous city in the state of Colorado and the 213th most populous city in the United States.

 

The City of Arvada /?r'v�d?/ is a Home Rule Municipality located in Jefferson and Adams counties, a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area of the U.S. State of Colorado. The United States Census Bureau estimated the city population at 111,707 residents as of July 1, 2013, ranking Arvada as the seventh most populous municipality in Colorado. The Olde Town Arvada historic district is located 7 miles (11 km) northwest of the Colorado State Capitol in Denver.Arvada is largely a commuter town to Denver and Boulder. The primary retail corridors are along Wadsworth Boulevard, 52nd Avenue, 64th Avenue, Ralston Road and Kipling Street.

 

Westminster is a Home Rule Municipality in Adams and Jefferson counties in the U.S. state of Colorado. Westminster is a northwest suburb of Denver. The Westminster Municipal Center is located 9 miles (14 km) north-northwest of the Colorado State Capitol. The United States Census Bureau that the city population was 106,114 on April 1, 2010 Census. Westminster is the seventh most populous city in the state of Colorado and the 237th most populous city in the United States. Westminster is a part of the Denver-Aurora-Broomfield, CO Metropolitan Statistical Area and the Denver-Aurora-Boulder Combined Statistical Area. In July 2006, it was ranked as the 24th best place to live in the USA by .

 

Pueblo /'pw?blo?/ is a Home Rule Municipality that is the county seat and the most populous city of Pueblo County, Colorado, United States.[3] The population was 106,595 in 2010 census, making it the 246th most populous city in the United States. As of 2014 Pueblo is the primary city of the Pueblo-Ca�on City combined statistical area (CSA) totaling about 208,000 people, making it the 134th largest in the nation.Pueblo is situated at the couence of the Arkansas River and Fountain Creek, 112 miles (180 km) south of the Colorado State Capitol in Denver. The area is considered to be semi-arid desert land, with approximately 12 inches (304.80 mm) of precipitation annually. With its location in the ""Banana Belt"", Pueblo tends to get less snow than the other major cities in Colorado. Pueblo is the heart of the Pueblo Metropolitan Statistical Area and an important part of the Front Range Urban Corridor.[3] Pueblo is one of the largest steel-producing cities in the United States;. Because of this Pueblo is referred to as the ""Steel City"". The Historic Arkansas River Project (HARP) is a river walk in the Union Avenue Historic Commercial District, and shows the history of the Pueblo Flood.Pueblo has the least expensive residential real estate of all major cities in Colorado. The median home price for homes on the market in Pueblo is $147,851 as of February 2013.Pueblo is the primary city in the Pueblo metropolitan statistical area (MSA) totaling over 160,000 people.[11]

 

The City of Centennial is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 100,377 at the 2010 United States Census. Centennial is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. Centennial is the tenth-most populous municipality in the state of Colorado and its 2001 incorporation was the largest in U.S. history. Centennial is ranked as the 15th safest city in the country.l.

 

The City of Boulder is the Home Rule Municipality that is the county seat and the most populous municipality of Boulder County, and the 11th most populous municipality in the U.S. state of Colorado. Boulder is located at the base of the foothills of the Rocky Mountains at an elevation of 5,430 feet (1,655 m). The city is 25 miles (40 km) northwest of Denver.The population of the City of Boulder was 97,385 at the 2010 United States Census, while the population of the Boulder, CO Metropolitan Statistical Area was 294,567.Boulder is famous for its colorful Western history, being a choice destination for hippies in the late 1960s, and as home of the main campus of the University of Colorado, the state's largest university. Furthermore, the city of Boulder frequently acquires top rankings in health, well-being, quality of life, education and art.

 

The City of Greeley is the Home Rule Municipality that is the county seat and the most populous municipality of Weld County, Colorado, United States. Greeley is in northern Colorado and is situated 49 miles (79 km) north-northeast of the Colorado State Capitol in Denver. According to the 2012 Census, the population of the city is 95,357, making it the 12th most populous city in the state of Colorado. Greeley is a major city of the Front Range Urban Corridor.Among the companies based in Greeley are the meatpacker

 

The City of Longmont is a Home Rule Municipality in Boulder and Weld counties of the U.S. state of Colorado. Longmont is located northeast of the county seat of Boulder and 33 miles (53 km) north-northwest of the Colorado State Capitol in Denver.Longmont's population was 86,270 at the time of the 2010 U.S. Census. Longmont is the 13th most populous city in the state of Colorado.The word ""Longmont"" comes from Longs Peak, a prominent mountain named for explorer Stephen H. Long that is clearly visible from Longmont, and ""mont"", from the French word for mountain.According to the Longmont Area Economic Council, the top eleven employers in Longmont are:

 

The City of Loveland is the Home Rule Municipality that is the second most populous municipality in Larimer County, Colorado, United States. Loveland is situated 46 miles (74 km) north of the Colorado State Capitol in Denver. Loveland is the 14th most populous city in Colorado. The United States Census Bureau estimated that in 2010 the population of the city was 66,859. The city forms part of the Fort Collins-Loveland Metropolitan Statistical Area and the Front Range Urban Corridor. The city's public schools are part of the Thompson R2-J School District.

 

The City of Grand Junction is the Home Rule Municipality that is the county seat and the most populous municipality of Mesa County, Colorado, United States. The city has a council�manager form of government, and is most populous municipality in all of western Colorado. Grand Junction is situated 247 miles (398 km) west-southwest of the Colorado State Capitol in Denver. As of the 2010 census, the population of the city was 58,566. Grand Junction is the 15th most populous city in the State of Colorado and the most populous city on the Colorado Western Slope. Grand Junction serves as a major commercial and transportation hub within the large area between the Green River and the Continental Divide. It is the principal city of the Grand Junction Metropolitan Statistical Area which had a population of 146,723 in 2010 census.The city is located along the Colorado River, where it receives the Gunnison River from the south. The name ""Grand"" refers to the historical Grand River, which was renamed the upper Colorado River in 1921, and the word ""Junction"" is from the joining of the Colorado and Gunnison rivers. Hence, Grand Junction has been given the nickname ""River City"". The city sits near the midpoint of a 30-mile (48 km) arcing valley, known as the Grand Valley, a major fruit-growing region, historically home to the Ute people and settled by white farmers in the 1880s. In recent years, several wineries have been established in the area as well. The Colorado National Monument, a unique series of canyons and mesas, overlooks the city on the west, while most of the area is surrounded by public lands managed by the Bureau of Land Management. The Book Cliffs are a prominent series of cliffs that define the northern side of the Grand Valley. Interstate 70 connects the city eastward to Glenwood Springs and Denver and westward to Green River, Utah; Salt Lake City (via Interstate 70 and U.S Route 6); and Las Vegas (via Interstate 70 and Interstate 15)The Country Jam Ranch is located near Grand Junction just north of I-70 at the Mack exit. This is a permanent festival site built for music festivals, including Country Jam, an event that has been held since 1992 and one that draws thousands of country music fans to the area.The Grand Junction area has turned into a major mountain biking destination, with many bikers coming from the Front Range of Colorado, the Salt Lake City area, and even as far away as California to enjoy the area's abundant single-track trails. Two prominent trails among others are the Tabeguache and Kokopelli trails, the latter running from near Loma all the way to Moab, Utah. Fruita, Colorado with its 18 Road trail system is within 10 miles of the city and has become a major mountain biking destination.From the time settlers arrived in the 1880s until the 1960s, three of the main economic activities in the region were farming, fruit growing, and cattle raising. Fruit orchards, particularly between Grand Junction and Palisade to the east, remain important to the region's reputation and economy to the present day. Fruits most often grown are peaches, pears, apricots, plums, cherries, and, particularly since the 1980s, grapes for wine. In this semi-arid environment, these orchards thrive from a combination of abundant sunshine and irrigation from a system of canals that divert water from the Colorado River. Retail sales have been important to the economy for decades (e.g., gasoline, and hunting and fishing related sales), and uranium mining-related activities have also been significant.[17] Grand Junction was home to the Climax Uranium Mill, a now decommissioned mill that provided uranium ore to the US Atomic Energy Commission. Education and healthcare have been important to the economy of the area, especially since the 1950s, with Colorado Mesa University and St. Mary's Hospital as leading employers in these fields. Vast oil shale reserves were known to exist near Parachute, Colorado in the Piceance Basin. The oil embargoes of the 1970s and high gas prices resulted in major financial interest in the region. purchased rights and used Grand Junction as its seat of operations.

 

The City and County of Broomfield is a consolidated city and county in the U.S. state of the Colorado. Broomfield has a consolidated city and county government which operates under Article XX, Sections 10-13 of the Constitution of the State of Colorado. The population was 55,889 at the 2010 United States Census. Broomfield is the 16th most populous municipality and the 13th most populous county in Colorado.Broomfield is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.On September 12, 2013, the county was subject to severe flooding in the area that destroyed dozens of homes, prompted immediate evacuations and closed down major routes such as U.S. Highway 287 after a bridge collapsed going into the city.In the 1990s, Broomfield and other area suburbs experienced tremendous economic growth, much of it focused in technology.

 

The Town of Castle Rock is the Home Rule Municipality that is the county seat and the most populous municipality of Douglas County, Colorado, United States. The town population was 48,231 at the 2010 United States Census, ranking Castle Rock as the most populous town (rather than city) in the State of Colorado. It is named for the prominent, castle tower-shaped butte near the center of town. The town is part of the Front Range Urban Corridor and is located midway between Denver and Colorado Springs.Many of Castle Rock�s residents work in the Denver Technological Center, better known as ""The Denver Tech Center"" (DTC), which is a 15 minute drive north on I-25. Downtown Denver and Denver International Airport are both approximately a 40 minute drive from Castle Rock.[citation needed]

 

The City of Commerce City is a Home Rule Municipality located in Adams County, Colorado, United States. Commerce City is a northern suburb of Denver and now the 18th most populous municipality in Colorado. The city population was 45,913 at the 2010 United States Census, a population increase of 118.7% in the ten years since the 2000 census.Commerce City is a mixed residential and industrial community that is known for an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d), operated cor. Sporting Goods Park, a soccer stadium in Commerce City, hosts the Colorado Rapids of Major League Soccer.Commerce City is home to an oil refinery with a capacity of 90,000 barrels per day (14,000 m3/d). Originally, this facility existed as two separately owned refineries, one on each side of Brighton Boulevard.

 

Douglas[1] Incorporated May 1981[2] The third most populous Douglas County townThe Town of Parker is a Home Rule Municipality in Douglas County, Colorado, United States. As a self-declared ""Town"" under the Home Rule Statutes, Parker is the second most populous town in the county; Castle Rock is the most populous. In recent years, Parker has become a commuter town at the southeasternmost corner of the Denver Metropolitan Area. As of 2013, the town population was 48,608. Parker is now the 19th most populous municipality in the State of Colorado.

 

The City of Littleton is the Home Rule Municipality in Arapahoe, Douglas, and Jefferson counties that is the county seat of Arapahoe County, Colorado, United States. The city is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. The city population was 41,737 at the 2010 United States Census, ranking as the 20th most populous municipality in the State of Colorado.The city of Littleton's history dates back to the 1859 Pike's Peak Gold Rush, which brought not only gold seekers, but merchants and farmers to the community. Richard Sullivan Little was an engineer from New Hampshire that made his way out west to work on irrigation systems. Little quickly fell in love with the area that is present day Littleton and brought his wife Angeline out from the East in 1862. The Littles, along with many neighbors, built the Flour Mill in 1867, which provided a solid economic base in the community. By 1890, the community had grown to 245 people and the residents voted to incorporate the Town of Littleton.The Colorado Center for the Blind, a skills training program for blind teenagers and adults operated by the National Federation of the Blind, is located in Littleton. Denver Seminary is in Littleton.Intelligent Vehicle Safety Technologies' ""Desert Tortoise,"" a competitor in the DARPA Grand Challenge, is based in Littleton.The city is also the site of the grave of Alferd Packer, an American prospector and the only convicted cannibal in the United States.[citation needed]

 

Northglenn is a Home Rule Municipality in Adams and Weld counties in the U.S. state of Colorado. As of the 2010 census the city's population was 35,789.

 

The City of Brighton is the Home Rule Municipality in Adams and Weld counties that is the county seat of Adams County, Colorado, United States. The United States Census Bureau estimates that the city population was 35,719 in 2013.Brighton is the home of two Vestas manufacturing plants, a wind turbine blade factory and a nacelle manufacturing plant. The factories are valued at $290 million and will provide 1,350 employment opportunities: 650 in the blade factory and another 700 in the nacelle manufacturing plant. Groundbreaking for the factories took place on March 25, 2009.

 

The City of Englewood is a Home Rule Municipality located in Arapahoe County, Colorado, United States. As of 2010, the population was 30,255. Englewood is part of the Denver-Aurora Metropolitan Area. Englewood is located in the South Platte River Valley east of the Front Range and immediately south of central Denver. Downtown is located immediately east of the couence of Little Dry Creek and the South Platte River, between Santa Fe Drive and Broadway.Englewood is the fourth most populous city in Arapahoe County and, in 2010, was the twenty-third most populous city in Colorado.According to the City's 2012 Comprehensive Annual Financial Report, the top employers in the city are:

 

The City of Wheat Ridge is a Home Rule Municipality located in Jefferson County, Colorado, United States. Wheat Ridge is a western suburb of Denver. The Wheat Ridge Municipal Center is approximately 5 miles (8 km) west-northwest of the Colorado State Capitol in Denver. The city had a population of 30,166 as of the 2010 Census.

 

The City of Fountain is a Home Rule Municipality located in El Paso County, Colorado, United States. As of the 2010 census, the city's population was 25,846.Fountain is located 10 miles (16 km) south of Colorado Springs and just east of Fort Carson. Fountain and the Colorado Springs suburbs Security and Widefield make up the ""Fountain Valley"" community.

 

The City of Lafayette /?l??fe?'?t/ is a Home Rule Municipality located in Boulder County, Colorado, United States. The city population was 24,453 at the 2010 United States Census.

 

The Town of Windsor is a Home Rule Municipality in Larimer and Weld counties in the U.S. state of Colorado. According to the 2010 Census, the population of the town was 18,644. Windsor is located in the region known as Northern Colorado. Windsor is situated 59 miles (95 km) north of the Colorado State Capitol in Denver. According to Sperling Best Places there are 21,497 residents in Windsor Zip Code(s)

 

The City of Evans is a Home Rule Municipality located in Weld County, Colorado, United States. The population was 9,514 at the 2000 census, and estimated at 18,842 as of July 1, 2008, by the Census Bureau.

 

The Town of Erie is a Statutory Town in Boulder and Weld counties in the U.S. state of Colorado. The population as of the 2010 census was 18,135, up from 6,291 at the 2000 census. Erie is located just west of Interstate 25, with easy access to Interstate 70, Denver International Airport and Colorado's entire Front Range. Erie's Planning Area spans 48 square miles (120 km2), extending from the north side of State Highway 52 south to State Highway 7, and between US 287 on"

"

1 at the 2013 census.

 

The City of Lone Tree is a Home Rule Municipality in Douglas County, Colorado, United States. The city population was 10,218 at the 2010 United States Census. Lone Tree is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area.

 

Superior is a Statutory Town in Boulder County in the U.S. state of Colorado, with a small, uninhabited seent of land area extending into Jefferson County . According to the 2010 census, the population of the city was 12,483.

 

The City of Fruita (pronounced /'fru?t?/) is a Home Rule Municipality located in western Mesa County, Colorado, United States. Fruita is part of the Grand Junction Metropolitan Statistical Area and within the Grand Valley. The geography is identified by the bordering Colorado River (historically known as the Grand River) on the southern edge of town, the Uncompahgre Plateau known for its pinyon-juniper landscape, and the Book Cliffs range on the northern edge of the Grand Valley. The population was 12,646 at the 2010 census. Originally home to the Ute people, white farmers settled the town after founder William Pabor in 1884. Ten years later, Fruita was incorporated.Economically, it started out as a fruit producing region, but today it is well known for its outdoor sports such as mountain biking, hiking, and rafting, its proximity to the Colorado National Monument, and its annual festivals. Fruita has been the winner of the Governor�s Smart Growth and Development Award for four consecutive years. The city motto is ""Honor the Past, Envision the Future"".

 

The city of Steamboat Springs is a Home Rule Municipality that is the county seat and the most populous city of Routt County, Colorado, United States. As of the 2010 census, the city population was 12,088.The city is an internationally known winter ski resort destination. The Steamboat Springs tourism industry is highlighted by Steamboat Ski Resort, which is on Mount Werner in the Park Range just east of the town. It also contains the much smaller Howelsen Ski Area.It is located in the upper valley of the Yampa River, along U.S. Highway 40 just west of the Continental Divide and Rabbit Ears Pass.

 

The Town of Johnstown is a Home Rule Municipality in Weld and Larimer counties in the U.S. state of Colorado. The population was 9,887 at the 2010 United States Census.

 

The City of Federal Heights is a Home Rule Municipality located in Adams County, Colorado, United States. As of the 2010 census, the city had a population of 11,467.

 

The City of Fort Morgan is the Home Rule Municipality that is the county seat and the most populous municipality of Morgan County, Colorado, United States. The United States Census Bureau estimated that the city population was 10,844 in 2005. The city newspaper is the Fort Morgan Times. Lincoln School at 914 State Street is listed on the National Register of Historic Places and is the location of the School for the Performing Arts.

 

The Town of Firestone is a Statutory Town in Weld County, Colorado, United States. The population was 10,147 at the 2010 census.

 

The City of Castle Pines is a Statutory City located in Douglas County, Colorado, United States. The United States Census Bureau estimates that the city population was 10,726 on July 1, 2013. The city is situated 19 miles (31 km) south-southeast of the Colorado State Capitol in Denver. The city is located north of the Castle Pines Golf Club and the unincorporated community of Castle Pines Village.As of 2011, 69.5% of the population over the age of 16 was in the labor force. 0.2% was in the armed forces, and 69.4% was in the civilian labor force with 66.8% employed and 2.6% unemployed. The occupational composition of the employed civilian labor force was: 58.3% in management, business, science, and arts; 28.7% in sales and office occupations; 7.6% in service occupations; 4.6% in production, transportation, and material moving; 0.8% in natural resources, construction, and maintenance. The three industries employing the largest percentages of the working civilian labor force were: educational services, health care, and social assistance (17.1%); professional, scientific, and management, and administrative and waste management services (16.7%); and finance and insurance, and real estate and rental and leasing (14.5%).

 

The Town of Frederick is a Statutory Town in Weld County, Colorado, United States. The population was 8679 at the 2010 census.

 

The City of Glenwood Springs is the Home Rule Municipality that is the county seat and the most populous municipality of Garfield County, Colorado, United States. The U.S. Census Bureau stated that the city population was 9,677 in 2012 as compared to 9,614 according to the 2010 census. Further growth is expected to be slow due to severe geographic constraints. Glenwood Springs is home to one of the campuses and the administrative offices of the Colorado Mountain College system.Glenwood Springs was named the ""Most Fun Town in America"" by Rand Today in their 2011 Best of the Road Rally contest.

 

The City of Alamosa is the Home Rule Municipality that is the county seat and the most populous municipality of Alamosa County, Colorado, United States. The city population was 8780 at the 2010 United States Census. The city is the commercial center of the San Luis Valley in south-central Colorado, and is the home of Adams State University.

 

The City of Rifle is a Home Rule Municipality in Garfield County, Colorado, United States. The population was 9,172 at the 2010 census. Rifle is a regional center of the cattle ranching industry located along Interstate 70 and the Colorado River just east of the Roan Plateau, which dominates the western skyline of the town. The town was founded in 1882 by Abram Maxfield, and was incorporated in 1904 along Rifle Creek, near its mouth on the Colorado. Rifle Creek is named for an incident involving white trappers in the late 19th century. According to local lore, one of the trappers accidentally left his rifle along the creek, giving it its name.

 

The City of Craig is the Home Rule Municipality that is the county seat and the most populous municipality of Moffat County, Colorado, United States. The city population was 9464 at the 2010 United States Census. It is home to Grande Olde West Days, Whittle the Wood Rendezvous, and one of North America's largest elk herds.

 

The City of Delta is the Home Rule Municipality that is the county seat and the most populous municipality of Delta County, Colorado, United States. The population was 8,915 at the 2010 census. The United States Forest Service headquarters of the Grand Mesa, Gunnison, and Uncompahgre National Forests are located in Delta.

 

The City of Cortez is a Home Rule Municipality that is the county seat and the most populous municipality of Montezuma County, Colorado, United States. The city population was 8482 at the 2010 United States Census.Cortez is a local commercial center, competing with Durango in the east, and Farmington, New Mexico in the south, and draws trade from southeastern Utah, the extreme northeastern corner of Arizona, the Shiprock area of Northwestern New Mexico, and San Miquel, Dolores, Montezuma, and parts of LaPlata County in Colorado. Its economy is based very heavily on tourism, both to nearby Mesa Verde National Park as well as to San Juan National Forest, Bureau of Land Management (BLM) lands in the area (including Canyons of the Ancients National Monument, as well as the Ute Mountain Ute Tribe and Navajo Indian Reservations).

 

Trinidad is a Home Rule Municipality that is the county seat and the most populous city of Las Animas County, Colorado, United States. The population was 9,096 as of the 2010 census, up slightly from 9,078 in 2000. The estimate as of 2012 was 8,771. Trinidad lies 21 miles (33 kilometers) north of Raton, New Mexico and 195 miles (305 km) south of Denver.For many years Trinidad housed the miners who worked in the coal mines of the Raton Basin south and west of the town. The coal mines are now closed, but since the 1980s companies have been drilling new gas wells to extract coalbed methane from the remaining coal seams.

 

The City of Lamar is the Home Rule Municipality that is the county seat and the most populous municipality of Prowers County, Colorado, United States. The city population was 7804 at the 2010 United States Census. The city was named afterLucius Quintus Cincinnatus Lamar II during the period that he was Secretary of the Interior in the futile hope that the then town would be named as the land office.

 

The City of Fort Lupton is a Statutory City located in Weld County, Colorado, United States. The population was 6,787 as of the 2000 census.

 

The City of Woodland Park is a Home Rule Municipality that is the most populous city in Teller County, Colorado, United States and is immediately west of El Paso County and the unincorporated community of Crystola. Many residents in this bedroom community, which is surrounded by the one-million acre (4,000 km�) Pike National Forest, make the 17-mile (27 km) commute to Colorado Springs. Ute Pass lies 12 miles (19 km) to the west of Woodland Park on US 24. The population was 6,515 at the 2000 census. Nearby Douglas County is about a fifteen-minute drive from the city.Called the ""The City Above the Clouds,"" Woodland Park, at 8,465 feet (2,580 m) above sea level, often enjoys clear skies while weather in neighboring towns may be rainy or overcast. The city has pursued a policy of careful growth, and enjoys dramatic views of Pikes Peak. Woodland Park offers easy access to hiking, climbing, and fishing. Because of the city's location, there is a natural limitation to population growth.

 

The City of La Junta is the Home Rule Municipality that is the county seat and the most populous municipality of Otero County, Colorado, United States. The city population was 7077 at the 2010 United States Census. La Junta is located on the Arkansas River in southeastern Colorado east of Pueblo.

 

The City of Aspen is the Home Rule Municipality that is the county seat and the most populous municipality of Pitkin County, Colorado, United States.[1] The city population was 6658 at the 2010 United States Census. Aspen is situated in a remote area of the Rocky Mountains' Sawatch Range and Elk Mountains, along the Roaring Fork River at an elevation just below 8,000 feet (2,400 m) above sea level on the Western Slope, 11 miles (18 km) west of the Continental Divide.Founded as a mining camp during the Colorado Silver Boom and later named ""Aspen"" because of the abundance of aspen trees in the area, the city boomed during the 1880s, its first decade of existence. That early era ended when the Panic of 1893 led to a collapse in the silver market, and the city began a half-century known as ""the quiet years"" during which its population steadily declined, reaching a nadir of less than a thousand by 1930. Aspen's fortunes reversed in the mid-20th century when neighboring Aspen Mountain was developed into a ski resort, and industrialist Walter Paepcke bought many properties in the city and redeveloped them. Today it is home to three renowned institutions, two of which Paepcke helped found, that have international importance: the Aspen Music Festival and School, the Aspen Institute, and the Aspen Center for Physics.In the late 20th century, the city became a popular retreat for celebrities. Gonzo journalist Hunter S. Thompson worked out of a downtown hotel and ran unsuccessfully for county sheriff. Singer John Denver wrote two songs about Aspen after settling there. Both of them popularized Aspen among the countercultural youth of the 1970s as an ideal place to live, and the city continued to grow even as it gained notoriety for some of the era's hedonistic excesses as well, particularly its drug culture.Today the musicians and movie stars have been joined by corporate executives. As a result of this influx of wealth Aspen boasts the most expensive real estate prices in the United States[4] and most middle-class residents can no longer afford to live there. It remains a popular tourist destination, with outdoor recreation in the surrounding White River National Forest serving as a summertime complement to the four ski areas in the vicinity.

 

Wellington is a Statutory Town in Larimer County, Colorado, United States. The population was 6,289 at the 2010 census.

 

The Town of Gypsum is the Home Rule Municipality that is the most populous municipality in Eagle County, Colorado, United States. The population was 6,477 at the 2010 census. Gypsum is the home of an American Gypsum drywall plant and mine.

 

The Town of Carbondale is a Home Rule Municipality in Garfield County, Colorado, United States. The town population was 6427 at the 2010 United States Census. The town is located in the mid valley of the Roaring Fork River, downstream from Aspen and upstream from the mouth of the Roaring Fork at Glenwood Springs. The town proper sits on the south bank of the river, at the confluence of the Crystal River. Carbondale's horizon is dominated by the 12,953 ft (3,952 m) tall Mount Sopris several miles to the south of town.

 

The Town of Eagle is the Statutory Town that is the county seat of Eagle County, Colorado, United States. The population was 6,508 at the 2010 census.

 

The Town of Avon is a Home Rule Municipality in Eagle County, Colorado, United States. The town population was 6447 at the 2010 United States Census. Avon is the gateway to the Beaver Creek Resort which lies about two miles (3 km) south of the town. It was the previous site of Vail Resorts before the company moved its physical headquarters to Broomfield, CO. in 2006. The town also is the home of Liberty Skis, an independent ski manufacturing company.The town first consisted of a rail station opened in 1889. Originally spelled ""Avin"", the name was later changed to ""Avon"".[4] Avon was incorporated in August, 1978.[4]Formerly, Avon had a small private airport, being the Avon STOLport, which was owned and operated by Rocky Mountain Airways. This STOL (short take off and landing) airfield was located just west of the WalMart/Home Depot area. Rocky Mountain Airways operated scheduled passenger flights to and from Denver International Airport with 50-passenger de Havilland Canada DHC-7 ""Dash 7"" four engine turboprop STOL aircraft.

 

The City of Cherry Hills Village is a Home Rule Municipality located in Arapahoe County, Colorado, United States. The city population was 5987 at the 2010 United States Census. Cherry Hills Village is a part of the Denver-Aurora-Lakewood, CO Metropolitan Statistical Area. It is one of the most affluent places in Colorado and the United States.The city hosted two PGA Championships (1941 & 1985) and the 2005 U.S. Women's Open at the Cherry Hills Country Club.According to common stories amongst members, the classic Arnold Palmer iced tea drink is reported to have been started at the Cherry Hills Country Club. Allegedly, Palmer grew angry at the bartender because the bartender refused to mix lemonade in his iced tea.[citation needed]

 

The Town of Estes Park is a Statutory Town in Larimer County, Colorado, United States. A popular summer resort and the location of the headquarters for Rocky Mountain National Park, Estes Park lies along the Big Thompson River. Estes Park had a population of 5,858 at the 2010 census.

 

The Town of Milliken is a Statutory Town in Weld County, Colorado, United States. The town population was 5610 at the 2010 United States Census.

 

The City of Sheridan is a Home Rule Municipality in Arapahoe County, Colorado, United States. The population was 5,664 at the 2010 census.

 

"

Colorado

 

Your Company might just have discovered freight bill factoring but you may not know exactly what it is or more notably what it can possibly do for your business. Staffing Factoring also referred to as receivables funding is a kind of asset based financing that will improve a business' immediate cash flow needs. It is not a loan; no debt is assumed by Receivable Loan Funding ,and the financing is unconstrained. Company Factoring Invoice Companies in Funding Factoring Colorado Factoring Companies at Staffingresource.org- giving factoring for small businesses facilities colorado-factoring-companies

Staffingresource.org-Colorado Factoring Companies

Denver

Colorado

Company Factoring Invoice Companies

The key reasons why Truck Firms Work with Factoring Firms.

 

As the owner of your own business, you may perhaps be much more than aware already of the hardship in making sure that cash flow issues do not become a difficulty down the line. Anyway, the most terrible thing that can quite possibly happen for your enterprise is to find yourself involved in a long and hard condition that leaves you forever trying to find the money you are in need of on an recurring basis.

 

 

Trucking Factoring Companies-Expressbusinesscapital.Net

Invoice Factoring Company Companies

For pretty much any firm in this condition, the issue can come for waiting for work to lapse and actually be provided into your bank account. Invoices, checks, and the like could take some time to actually to beprocessed which can certainly leave you with momentary available resources troubles. Luckily, there are options out there for firms to explore-- and just one of these is factoring providers.

 

 



Financereceivable.Org

 

The Bureau of Economic Analysis estimates that the total state product in 2010 was $257.6 billion.[61] Per capita personal income in 2010 was $51 940, ranking Colorado 11th in the nation.[62] The state's economy broadened from its mid-19th century roots in mining when irrigated agriculture developed, and by the late 19th century, raising livestock had become important. Early industry was based on the extraction and processing of minerals and agricultural products. Current agricultural products are cattle, wheat, dairy products, corn, and hay. The federal government is also a major economic force in the state with many important federal facilities including NORAD (North American Aerospace Defense Command, United States Air Force Academy, Schriever Air Force Base located approximately 10 miles (16 kilometers) east of Peterson Air Force Base, and Fort Carson, both located in Colorado Springs within El Paso County; NOAA, the National Renewable Energy Laboratory (NREL) in Golden, and the National Institute of Standards and Technology in Boulder; U.S. Geological Survey and other government agencies at the Denver Federal Center near Lakewood; the Denver Mint, Buckley Air Force Base, and 10th Circuit Court of Appeals in Denver; and a federal Supermax Prison and other federal prisons near Ca�on City. In addition to these and other federal agencies, Colorado has abundant National Forest land and four National Parks that contribute to federal ownership of 24,615,788 acres (99,617 km2) of land in Colorado, or 37% of the total area of the state.[63] In the second half of the 20th century, the industrial and service sectors have expanded greatly. The state's economy is diversified and is notable for its concentration of scientific research and high-technology industries. Other industries include food processing, transportation equipment, machinery, chemical products, the extraction of metals such as gold (see Gold mining in Colorado), silver, and molybdenum. Colorado now also has the largest annual production of beer of any state.[64] Denver is an important financial center.

 

Factoring For Trucking Companies

The key reasons why Truck Firms Work with Factoring Firms.

 

As the owner of your own business, you may perhaps be much more than aware already of the hardship in making sure that cash flow issues do not become a difficulty down the line. Anyway, the most terrible thing that can quite possibly happen for your enterprise is to find yourself involved in a long and hard condition that leaves you forever trying to find the money you are in need of on an recurring basis.

 

 



Financereceivable.Org

 

 

 

Accounts Receivable Financing

 

Accounts Receivable Financing

 

At one time or another, every business, even effective ones, have experienced poor money flow.

Cash flow does not have to be an issue any ever more. Do not be deceived -- banks are not the only places you can get funding. Other solutions are offered and you do not have to borrow money. What is truck factoring ? One option is called truck factoring. Truck Factoring is the process of offering accounts receivable to an investor instead of waiting to gather the cash from the client. Oh, the Irony- Trucking factoring has an ironic difference: It is the monetary foundation of numerous of America's most successful businesses. Why is this paradoxical ? Because receivable loan funding is not instructed in business colleges, is seldom mentioned in company strategies and is relatively unknown to the majority of most of American business people.

Yet it is a monetary procedure that releases up billions of dollars every year, enabling thousands of companies to grow and prosper. Receivable Funding has actually been around for thousands of years. Staffing Factoring Companies are investors who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your customer has agreed pay in the near future. Factoring Principals--Although factoring deals solely with business-to-business deals, a big percentage of the retail business utilizes a factoring principal. MasterCard, Visa, and American Express all use a type of factoring in their retail deals. Using the purest definition of the word, these big customer finance companies are really just large Receivable Financing Businesses of consumer paper. Consider it: You make a purchase at Sears and charge it to your MasterCard. The shop gets paid practically immediately, although you do not pay until you are ready.

For this service, the charge card business charges Sears a charge (typical common normal charges range from 2 to 4 percent of the sale). The Advantages Invoice Factoring can provide many benefits to cash-hungry companies. Rather than wait 30, 60, 90 days or longer for payment on an item that has currently been delivered, a business can factor (sell) its receivables for money at a small price cut off the dollar value of the invoice. Payroll, marketing efforts, and working capital are simply a few of the business needs that can be satisfied with instant  money.

Receivable Loan Funding provides the means for a manufacturer to renew inventory and make more products to offer: There is no longer a need to await for earlier sales to be paid. FACTORING is not simply a cash management tool for producers: Practically any kind company can take advantage of Trucking Factoring. Generally, a business that extends credit will have 10 to 20 percent of its annual sales tied up in invoices at any given time. Think for a minute about how much is tied up in 60 days' worth of invoices: You can not pay the power bill or today s payroll with a client s invoice, but you can sell that invoice for the cash to meet those obligations. Using trucking factoring companies is a quick and simple procedure. The factor purchases the invoice at a discount, typically a couple of percentage points less than the stated value of the invoice.

Fremontchessclub.Org/

 

Colorado Factoring Companies

Please call our
freight factoring experts at
1 - 888-239-9162
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The U.s. Transportation Association
specifies that there are about
195,000 employees with freight trucking
businesses and
300,000 private companies trucking
companies licensed to
operate in the U.S. that transported,
according to their newest data of millions
products, supplies and
fundamental products .
There are a number of usual
carriers either going solo or in
groups on our nation
highways transporting these
vital products to our
shops, factories and shipping ports.

And  trucking factoring
firms aid
many of them and offer their
receivable loan facilities
nationally counting
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Colorado Factoring Companies

 

Watch Our Freight Factoring Companies YouTube Videos For More Information

 

Receivables factoring company Calculator
This calculator will show you how much you will make by using our receivables factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our receivables factoring company
Enter the principal balance of your receivables factoring company
(call your receivables factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly receivables factoring company payment:
(invoice amount):
Enter the your receivables factoring company's current interest rate:

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

The largest trucking companies in the U.S. set a revenue record in 2013, but revenuegrowth slowed for the second year in a row.

The combined revenue of the 50 largest motor carriers rose to $106.6 billion last year, according to The Top 50 Trucking Companies list, based on data prepared by Consulting Group in Pittsburgh.

 

 

 

View Our Trucking Factoring Videos For More Information

 

 

http://sellingaccountsreceivable.com

 

 

www.Sellingaccountsreceivable.Com/

 

 

 

I gave away my receivables - and made more money too

 

"

�So It is not a loan?� Kyle Cruz asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Kyle smiled at him, shaking her head.�Not quite,� she said.Kyle Cruz owned a small trucking company, and his business had recently fallen on difficult times. Trucking could be a profitable business, and for a little under a decade, it had been for Marvin. His company was called Jones Trucking, named after both of his grandfathers, Jeff and Howard. Both of these men had been very hardworking and had set a great example for Marvin.Six months ago disaster struck Marvin's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Kyle depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. This system works okay as long as no problems arise, but if they do, then things can get quite sticky.Kyle was an excellent business man, and he certainly hadn't done anything wrong. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Her name was Margaret and she worked for a factoring company. Kyle had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Kyle nodded. It sounded good to him, almost too good.The woman laughed. �I'm not sure that you believe me,� she said.�Oh no, I do: it just sounds too good to be true. I thought I was going to lose my company.�Margaret smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. We know how hard you work, and that you've invested everything in your business. We all need help sometimes. That�s what we�re here for.""Well, I'm very grateful that you came to see me today.""No problem - I'm just down the road. We normally do it all online but I was happy to come and visit you today,� said Margaret with a smile. �Let's work out a solution to your problem.�And right there and then they created a business profile. Kyle filled the form out, with Margaret available to help him if he needed it. The completed profile gave Margaret and her company all the information they needed on Marvin's business, and with this information they would determine if this business would in fact be suitable for Factoring. Unfortunately, not all companies are. Some were beyond factoring special brand of help, and sometimes things weren�t even dire enough for it. Listening as Kyle filled out his form, Margaret was pretty sure he was a perfect candidate for factoring.Margaret took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Marvin's hand. He stood before they shook as well, and then smiled. Kyle walked Margaret to the door where they said 'Goodbye', then he went back into his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. Talking to Margaret though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.The long nights, where he couldn�t sleep. The terrifying panic attacks that occurred regardless of where he was. He could feel it all fading away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. At twenty-two and straight out of school he had opened a restaurant. It had been really successful. Offering home cooking in his own hometown, his business had really prospered.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought about it for a long time, then decided it was time to sell his restaurant. He took half a year off, and in that time he thought to start Jones Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.Then disaster! The two trucks went down and suddenly his success wasn't looking so guaranteed. He was about to turn fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Kyle opened his eyes, sat forward, turned his computer on. He had lots to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Trucking Invoice Factoring Companies -Articles

www.Sellingaccountsreceivable.Com/

 

 

 

Trucking Factoring Companies Reviews

 

"

Washington Truck & Haul have been operating their business since the mid 1980s. For more than twenty years they've been delivering goods for most major industries in the nation, with business booming as they traversed the country, in all kinds of weather, for all kinds of clients. During the boom times from 2002 to 2007 Washington Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.But a short year later, in the fall of 2008, when the United States economy took a nosedive and businesses both small and large began to feel the pinch on their pocketbooks, those that used to make their demands had suddenly and largely gone silent. Business slowed down. Worse still, it was noticed by Washington in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Craig Gonzalez, CEO of Washington felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had already been to the administrators to ask what the actual problem was. Were they doing something wrong or different when it came to reaching out to delinquent accounts? By his bookkeepers records, this wasn't the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Washington money had jumped ship and decided to leave him holding the bag.

 

. They could not afford to pay him their debt, but they could afford a lesser service, maybe. So he did the necessary research and, after discussions with friends in the same field, he realised that no, his customers hadn't gone anywhere else. They had just gone home.The situation looked dire to Craig Gonzalez. Craig was very concerned, because there were constant overheads, goods to ship, employees to pay, and trucks which needed to be maintained, but there just wasn't the money coming back into the business. At night he would speak to his wife Ruby and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he'd sadly say to his wife.""What could you do differently?"" she would say.Craig would stare off for a moment and then close eyes. In his mind he could clearly see the fleet of trucks purchased over the many years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. What on earth was happening to create the death of his business?""I know what it is,"" Craig said. ""For way too long I've been relying solely on profits received from invoices. I've let too many of our customers go too long without paying on their bills."" Ruby would look at her husband lovingly, and holding his hand would say 'it is such a harsh economy these days and our clients must be having difficulty meeting their responsibilities'.""Craig knew his wife meant well, but he knew that he was responsible for too many people to sit idly by, waiting for the sun to peak over the clouds.The following day Craig walked into his office with a spring in his step, determined to call each and every client who owed money to Washington Truck & Haul. This wasn't really a very efficient way for a Chief Executive to spend his day, and Craig knew he should be overseeing all the other sides of the business, such as shipments and deliveries, approaching prospective customers, or working with his sales team. But, he felt like he was doing something proactive to help his business, even though he had staff on salary to do just that thing. A waste of time - a waste of money - he had the best intentions, but all the while Craig was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Melanieerley knocked at his door.

 

""Craig, can I have a word?"" she asked standing in the doorway.

 

""Sure thing Melanie, come on in."" Craig leaned back in his chair and looked expectantly at Melanieerely.""Well Craig, this afternoon I did some research, trying to work out how we are going to get out of this mess."" She pulled a small stack of papers from a folder and set them on the desk before him.""Have you ever heard of factoring?"" she asked.""It does sound vaguely familiar. What is it?"" he said.""Well,"" she began, ""It�s actually quite simple really.

 

Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Immediately?"" Craig interrupted.""Immediately, yes"" she added, ""it is actually very simple. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It provides a very broad view.""I see,� Craig said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

This company tells us what the cost will be to purchase factoring for our accounts receivable. The funding commences once we�ve arrived at an agreement.�Craig was still a little concerned. He leaned forward in his chair and studied the paperwork very closely.""I do not know, Melanie - it just sounds too good to be true"", Craig said quietly.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Craig: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. They appear to be very flexible, Craig,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Craig.""They personalize the factoring rates so that the amount they are willing to take on is commensurate with our needs and our client�s debt. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" Craig said.Craig took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. This could be the answer to our prayers: it will solve many problems we are facing due to these unpaid debts.""Craig took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Washington. Just because they were experiencing difficulties paying their own bills now, Craig was very concerned about losing these relationships. Craig knew only too well that the whole economy was floundering, and that it was not going to change overnight. If he did not handle these debtors in the right way, that unknown amount of time could spell disaster for all of them. Of course he did not want to lose any more money, but he did not want to lose business either.""Well, let me think about this tonight Melanie, thank you."" Melanie stood up and left Craig's office, with the nice feeling of knowing that she may just have solved a very serious problem.Craig sat behind his desk and looked over the details Melanie had not mentioned in their meeting. What other issues could freight factoring help Washington with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Craig was surprised: it said that his company could get up to fifty percent cash advances on load pickups. Craig was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Hugh about this,"" muttered Craig to himself.His son-in-law Hugh had liked the idea of Washington so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Craig knew the struggles Hugh would face, but he still encouraged him to follow his dream. With the faltering economy, if a big fish like Washington was hurting, a little guy like Hugh was about to catch his death. But, maybe the answer for both of them was in freight factoring, and Craig was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Craig found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They used that time to refocus their efforts in being competitive in new territories. Craig recalled those dismal months when he wasn't aware of freight factoring, and he shuddered at those memories. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

More I gave away my receivables - and made more money too-Articles

 

 

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Factoring Trucking Receivables

 

The reason why Trucking Establishments Employ Factoring Companies.

 

As the manager of your own establishment, you may likely be more than knowledgeable already of the hardship in making certain that cash flow matters do not become a problem down the line. Anyway, the most unfortunate thing that can in all probability develop for your firm is to find yourself swept up in a long and complicated situation that leaves you forever trying to find the finances you need to have on an on-going basis.

 

For any kind of business in this scenario, the concern can come for waiting for work to clear up and actually be compensated into your statement. Statements, checks, and the like can take a while to actually to beprocessed which can certainly leave you with temporary capital dilemmas. The good news is, there are approaches out there for enterprises to explore-- and just one of these is factoring agencies.

 

Factoring providers will, in exchange for your accounts, grant you with the cash immediately so that you do not need to stress over the lingering period that could make paying out the bills and acquiring materialsmore tough. With this type of system, invoice factoring can come to be tremendously beneficial for many establishments who need to get out of a cash ploy which they have found themselves in.

 

Considering that, relying on the scale of the project, it can take up to 60 days for some business enterprises to get paid out then it is necessary to take care of your own back and not leave yourself funds short to pay the bills. After all, how many business enterprises have two months revenue just lying there to cover all their costs until they make money?

 

This is particularly correct of truck firms. They tend to manage bunches of invoices which means a substantial quantity of collection time concerns business owner themselves. Attempting to get compensated in time can eventually become an extraordinary hassle and this is precisely why you make use of truck factoring companies who are delighted to help out truckers mainly.

 

As most of us recognize, trucking is an surprisingly big field with a lot of firms out there working with hundreds of vehicle drivers. Unfortunately, quite a few of these drivers end up in finances troubles for the reason that they are still expecting work from six weeks back to actually compensate them. When this is the circumstance for a truck agency, choosing factoring providers for reinforcement maybe the finest alternative left.

 

This implies that a truck business can pay the salaries of the crew, keep all the vehicles refilled with gas and continue to scale, progress and expand without consistently waiting for the resources which is taking too lengthy to come in. Trucking Businesses functioning without a factoring program applied are leaving themselves at considerable hazard, as rivals cash out fast and go on to broaden.

 

There's absolutely not much to be distressed about when it comes to making use of a Factoring contractor-- they typically are not like a bank or someone who is going to leave you with a big stockpile of personal debt to pay back. You give them authentic invoices from job you have already finished , you are only just facilitating the repayment system.

 

In the United states of America, where truck establishments develop, factoring providers are not considered getting a loan in any capacity. This private settlement then lets both parties to profit and enjoy a comfortable future-- it gives the factoring agency a warranted asset of profit to include in the list and it supplies the trucking firm the required cash that they worked hard to acquire.

 

The trucking business provides their invoices to the factoring enterprise. The trucking factoring firm then obtain the payments from the trucking company's clients. Factoring has been all around for centuries and has been used for many years by many diverse markets-- but none much more so than truckers. While you might lose out on a small part of the money, something like 1-3 % depending on who you work with, it indicates that you are obtaining the money today and can actually start putting the money to do work.

 

Once and for all, an IOU or an invoice is absolutely not going to cover spendings, is it? For trucking establishments when the funds can be really good one day and gone the next, it is up to the drivers to work prudently and to make certain they are leaving themselves with a significant volume of time and money to get through the week till they are handed over again.

 

So the next moment your trucking business is bearing some momentary capital challenges and you are devoting way too much time chasing inactive paying clients, why not begin looking into using a factoring companies as a means to get your cash and give yourself a more convenient future in the eyes of your trucking staff and your bank difference?

 

 

 

 

 

 

 

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Freight Bill Factoring

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Jeremy Price just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Price Trucking Company was at a turning point of growth and Jeremy had to decide if signing with a factoring company was the right way forward.

 

More than forty years ago Jeremy's father had started this business working as an owner-operator and eventually growing Price Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Jeremy�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Jeremy's hands and he needed to ensure that this business would be left in great shape for his sons.

 

To move Price Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. His employees needed to be paid. They had families and household bills too. Some of the refrigerated trailers were in need of repairs and he felt to stay competitive it was also a good idea to invest in specialized haulers to be ready for the constant requests he was getting for loads of new energy and agriculture equipment. Every time he had to turn down a request, Price Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Jeremy allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� Also his father had the habit of teasing all the drivers he caught switching into automatic even though driving in automatic was much more efficient though not manly in his father�s eyes. He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Jeremy knew he was right in his forward thinking. What would be the next step for Price Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

He wondered about factoring - was this the answer for him? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Jeremy had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! He'd even heard about some companies putting you onto a sliding percentage scale regardless of any previously signed contracts for possibly 3% or 7%, and there you are now with 10% coming as a charge to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. Well, what was the point of going to a factoring company if there was shady business like that going on?

 

But it turned out to be quite easy. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. He liked the idea of a long term commitment so he knew he wouldn�t have to bother going back and forth to different companies and wasting time filing more forms. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. He was more than happy with the figures he was offered in percentage terms on the freight bills. It was good money.

 

It was really refreshing dealing with the factoring people. They were more personable than those loan managers at the bank. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies were not interested in his credit nor the financial problems his father had experienced in the past. Factoring was based on the credit of his customers and on their reliability which worked well for Jeremy because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients wouldn�t think poorly of Price Trucking and the factoring companies appeared capable of handling the accounts receivable in the same polite manner that his father had used over the years.

 

Feeling happier now, Jeremy stepped out of his office to advise his secretary to expect to receive the contract very shortly from the factoring company. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. With the capabilities of this new cash flow, Jeremy could actually expand Price Trucking Company further across the country and perhaps even go international into Canada. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Factoring Services Companies

 

Date Published- 2014- 11-18 Freight Bill Factoring

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
www.Sellingaccountsreceivable.Com/

 

 

 

 

 

More Freight Bill Factoring -Articles

 

 

 

"

Traditional Bank Loans

 

Bank loans are an extremely traditional way for a business to get financing. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Of course, once that loan has been re-paid, you can always re-apply for another loan.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

What Are The Benefits Of A Trucking Factoring Company Versus A Traditional Bank Loan?

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. You will not Incur Debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. One of the main benefits of this kind of financing is that your business credit rating and your personal credit rating will not be affected. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. The debt goes onto your credit report with a bank loan, with only one missed payment adversely affecting your business credit: it would also affect your ability to secure insurance, and may reflect on your personal credit rating as well.

 

2. There's no collateral required. Another great benefit of using the services of a Trucking Factoring company instead of a bank loan is that there is no collateral required for the Trucking Factoring company, because the Trucking Factoring company is buying your accounts receivables. In addition, while the Trucking Factoring company does run a credit check on your customers whose accounts receivables are offered for financing, the state of your credit is not an issue. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. Once the Trucking Factoring company assures itself that the customers in your accounts receivable are likely to pay their debt, the money is usually in the account within 24 hours. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. With a bank loan interest continues to build, and this has to be paid the whole time you have a business loan; however with a Trucking Factoring company there is no interest - they take it right off the top by deducting it from the total amount of receivable accounts. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very efficient at debt collecting, and this frees up your valuable time to devote to running your company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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